Fees & Pricing
What you'd pay, plainly.
Hidden fees erode trust. Here are Rumesh's — in full, with a calculator. Drag the slider. See the number.
Annual advisory fee
$9,000
Monthly equivalent
$750
Blended rate
1.20%
Ongoing wealth management
Tiered asset-based fee. Billed quarterly in arrears. Includes full financial planning, tax-strategy coordination, and quarterly reviews.
Hourly planning
$350/hour for one-off planning engagements. Typical engagement: 4–8 hours.
Flat-fee plan
$4,500 for a comprehensive one-time plan: cash flow, tax strategy, retirement projections, insurance review, estate overview.
Fee schedule
| Assets in tier | Annual rate |
|---|---|
| $0 – $500,000 | 1.25% |
| $500,000 – $1,000,000 | 1.10% |
| $1,000,000 – $2,500,000 | 0.95% |
| $2,500,000 – $5,000,000 | 0.80% |
| $5,000,000+ | 0.65% |
Fees shown are representative advisory fee tiers subject to the terms of your LPL advisory agreement. Actual fees are negotiated individually and disclosed in writing before any engagement begins. This calculator does not constitute an offer of advisory services. Advisory services offered through LPL Financial, a registered investment advisor.
Common questions
Ask the awkward ones first.
How does Rumesh charge?
Through LPL Financial, advisory accounts are charged an asset-based fee priced based on the size and complexity of your situation. Brokerage accounts are commission-based. For one-off financial planning, Rumesh also offers an hourly engagement and a flat-fee project option, priced separately. The capacity (advisory vs brokerage) and the exact fees are discussed before any engagement begins.
Do I need $1M to work with Rumesh?
No. Rumesh works with families at a range of asset levels. The most important qualification is that you want real cash-flow clarity, not just a product sale. If you're early in the journey, the ClarityCompass™ and Paycheck Autopsy are great starting points.
How is Rumesh different from a robo-advisor?
Robos manage investments. Rumesh manages the financial system around your family — cash flow, tax strategy, insurance, retirement income, business integration. Investments are one output of that system, not the whole thing.
Make confident financial decisions — one monthly read at a time.
Thoughtful insights from Rumesh Senanayake to help you feel more organized, confident, and in control of your financial life. Short. Practical. Never salesy.
- Tax-smart moves for high earners and families
- Retirement income strategy in plain English
- What’s actually worth doing this quarter
SC Financial Group
Clarity Compass
Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. SC Financial Group, LLC is not registered as a broker-dealer or investment advisor.