Transparent Fee Schedule.

Through LPL Financial, we offer two account types and the cost structure depends on which one fits your situation. Advisory accounts charge an asset-based fee — typically a percentage of the assets in the account, billed quarterly. Brokerage accounts charge transaction-based commissions, sales loads, or 12b-1 fees on the products held. For ongoing planning relationships we also offer a fixed quarterly planning fee. Your advisor walks through the specific rates, the capacity (advisory vs brokerage), and the LPL Form CRS before any account is opened.

We work with clients at various asset levels. Rather than a strict minimum, we focus on whether our services are a good fit for your situation. We'll discuss this during your complimentary discovery call.

For advisory clients, the asset-based advisory fee covers ongoing portfolio review and rebalancing, quarterly check-ins, Social Security and pension coordination, Roth conversion and tax-aware withdrawal analysis, and ongoing access to your advisor. Brokerage clients pay per-transaction costs and product expenses on the holdings in the account. Financial planning engagements may be priced as a separate flat or quarterly fee. The LPL Form CRS details what is included in each capacity.