CFP® · Advisor since 2011
Financial Advisor
CFP® · Advisor since 2011
Alex Carter, CFP®
Financial Advisor
“Comprehensive Planning for Professionals & Families”
I provide financial planning services for growing families, high-earning professionals, and clients building toward retirement and legacy. I coordinate tax, investments, retirement, and estate strategy across your full picture.
Bellevue, WA · LPL Financial
Who I work with.
The Growing Family
Good income. Growing family. Still not sure you’re doing the right things.
Dual income, equity compensation, two kids, a mortgage, and accounts that have never been looked at together. I coordinate the 401(k)s, RSUs, and savings into one plan, fund education accounts with the right structure for your timeline, and put foundational estate documents in place. You end up with a plan that actually matches what you’re building.
The High-Earning Professional
You’ve done well. The tax exposure keeps you up at night.
Significant equity compensation, deferred comp, and real concentration risk you’ve been putting off. I build a multi-year plan that manages the tax exposure at each stage and redirects that capital into a portfolio built for the long term. You go from dependent on one stock and one employer to financially resilient regardless of what your career looks like next.
The Retirement and Legacy Client
Significant assets. No clear picture of what comes next.
Decades of accumulated wealth and a real desire to enjoy what you’ve built without second-guessing every decision. I build a retirement income strategy, a giving plan that reflects your values, and coordinate with your CPA and estate attorney to restructure how your wealth is held. You get the confidence to spend without guilt and plan for the next generation knowing everything is structured to support it.
The Business Owner
The business is your biggest asset. It’s also your biggest concentration risk.
Most of your net worth is tied to the company and there is no exit or transition plan yet. I build a personal financial plan that stands on its own outside the business, stress-test your retirement picture across multiple exit scenarios, and coordinate with your attorney on ownership structure and estate implications. Your personal financial life stops depending on a transaction that might not happen on your timeline.
What You Get
How I help
Coordinated financial planning aims to do two things: make use of the resources you have and give you a clearer picture of what you have built.
I coordinate your full financial picture across tax, investments, retirement, and estate planning. I work through it with you so you stay actively engaged and informed without carrying the complexity alone. The goal is planning for the life you want today and the future you're building toward.
Interactive Tool
Qualitative Questionnaire
This five-minute questionnaire covers the areas that matter most in your financial life: cash flow, investments, taxes, retirement, and long-term goals. You will gain real clarity on where you stand, and your responses give us both a clear picture of what to prioritize so our first conversation is focused and high-impact.
Step 1 of 4 · About You
~5 minutes
Let's start with the basics.
Only first name and email are required.
Spouse / partner (optional)
Your responses go directly to Alex and SC Financial Group. Nothing is shared with third parties. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC. SC Financial Group and LPL Financial are separate entities.
Common Questions
Frequently asked about working with Alex
The clients I work with best are usually at an inflection point: a significant income jump, a business sale, a growing family, equity compensation that's getting complicated, or a realization that they've been too busy to give their finances the attention they deserve. If you have the income and complexity but not the time or expertise to manage it well, that's when I tend to add the most value.
Comprehensive planning means more opportunities captured, fewer dollars left on the table, and a financial structure that keeps pace with your life. I work across investments, taxes, retirement, insurance, estate planning, and cash flow as one integrated strategy so nothing important falls through the cracks and you can move through life with confidence, clarity, and the freedom to focus on living well, not managing complexity.
There is no minimum account size. I work with clients in two ways: “Financial Planning and Investment Management” priced as an asset-based advisory fee tied to household advisory assets under LPL's platform, or “Financial Planning Only” with a fixed quarterly fee. After our initial meetings I'll walk you through both options and we'll determine the right fit together.
I work with clients in two ways: financial planning combined with investment management priced as an asset-based advisory fee on household advisory assets through LPL's platform, or financial planning only priced as a fixed quarterly fee. The exact rate depends on the size and complexity of your situation. I'll walk through both options with you in our initial meetings.
Industry Expertise
Specialized strategies for your employer
Insights Library
Read what I'm thinking about.
Articles on the tax, equity, and planning questions my clients are working through right now.
Contact Alex
Education
BS Business Entrepreneurship, Oregon State University
With SC Financial
Since 2011
About Alex
Alex is a Certified Financial Planner™ (CFP®) who helps successful individuals and families turn financial complexity into a clear strategy and strong execution. He has been with SC Financial Group, LLC since 2011, and he has built his career with a singular focus: comprehensive financial planning that coordinates every moving piece of your life into one intentional plan.
Alex helps clients elevate their planning, capture every opportunity, and optimize their financial life—and his best-fit clients are those who want to pursue the full potential of their plan.
Ready to work with Alex?
Schedule a complimentary discovery call to discuss your goals and see if I'm the right fit.
Schedule with AlexCheck the background of this investment professional on FINRA BrokerCheck.
Our advisors are LPL Financial registered representatives and may also act as Investment Adviser Representatives through LPL Financial. Recommendations made in a brokerage capacity are subject to Regulation Best Interest; recommendations made in an advisory capacity are subject to the Investment Advisers Act fiduciary standard. The capacity in which a recommendation is made will be disclosed at the time of the recommendation.