Amazon Employees
Smart Planning for Amazon Equity
Amazon's back-loaded vesting schedule creates specific financial planning considerations. Our advisors work with Amazon employees across the Puget Sound on equity compensation decisions.
Complimentary Equity ReviewHow We Help Amazon Employees
RSU Vesting Strategy
Amazon's back-loaded vesting schedule (5/15/40/40) concentrates 80% of your initial grant in years three and four. We help you plan for the tax exposure, cash flow shifts, and diversification decisions those vesting events create, whether they fall semi-annually or quarterly.
Equity Diversification
Systematically reduce concentration in Amazon stock while minimizing tax impact. We build multi-year diversification plans tied to your vesting schedule.
Tax-Loss Harvesting
Offset capital gains from RSU sales with strategic tax-loss harvesting across your investment portfolio. Coordinating across accounts may reduce your net tax exposure in heavy vesting years; tax outcomes depend on your specific situation and CPA review.
Cash Flow Planning
Amazon's compensation is heavily RSU-weighted, with most of the value arriving in years three and four. The early years often rely on sign-on bonuses to bridge the gap. We help you manage that transition and plan around the significant income jump when large vesting events begin.
IPO & Equity Events
If you hold equity in Amazon subsidiaries or came from an acquisition, we help navigate IPO lockup periods, tender offers, and secondary sales.
Career Transition
Planning to leave Amazon? We help you understand the tax and financial impact of unvested RSUs, evaluate retention offers, and structure the transition to protect what you've built.
Ready to take the next step?
A complimentary discovery call is one way to start. No pressure, no obligation -- just a conversation about your goals.